Bakong and KHQR at Crowns: one QR code, many apps
KHQR is Cambodia's national QR code standard, and Bakong is the payment system behind it. If the Crowns cashier shows a KHQR code, it can in principle be paid from any bank or wallet app connected to Bakong — which is convenient, and also the reason this page spends as much time on checking the code as on paying it. We have not confirmed that a KHQR option is shown for every account. The set of methods and the limits depend on your account — check in the cashier.
System
Bakong (NBC)
Code standard
KHQR
Currency
Riel or USD
Paid from
Your bank app
What Bakong and KHQR are
Bakong is the national interbank payment system of the National Bank of Cambodia, launched on 29 October 2020. Accounts in it are held in riel and in US dollars, and money moves by QR code, phone number or contact. It is a payment system run by the central bank; describing it as a "digital currency" is disputed by the National Bank itself, so this page does not. KHQR is the national QR standard that the National Bank operates within Bakong. Its point is interoperability — one code accepts payment from different providers, so a shop or a cashier does not need a separate code for every bank. TrueMoney Cambodia, for example, lets its wallet users send money to more than 60 banks through Bakong KHQR.
How a KHQR deposit works
- Set your deposit limit in the casino account first.
- In the cashier, choose the QR or KHQR option, enter the amount and generate the code.
- Open your banking or wallet app and use its KHQR scanner.
- Before approving, read three things on your phone: the payee name, the amount and the currency.
- Approve, then keep the reference shown in your app until the balance updates.
Checking the code before you pay it
Because a KHQR code works from any connected app, the code itself carries all the information that matters, and your app shows it before you confirm. The payee should be the merchant the cashier tells you to expect; if the name on your phone is a private person or something unrelated, do not pay. The currency should be the one your casino account uses — a dollar code paid from a riel account triggers a conversion. And the amount should match what you typed. Generate codes only from a cashier you opened yourself; a "deposit code" sent through a messaging app or a social media page is the classic route for scams, and a payment to the wrong payee is very hard to recover.
Payouts and KHQR
A QR code collects payments; it does not receive them on your behalf. Winnings therefore come back by another route — typically a transfer to a bank account in your name — and the withdrawal tab shows which routes your account has. Check it before the first deposit. Expect identity verification before the first payout, and make sure the account you will be paid into carries exactly the name used on the casino account.
The fastest payment in the country needs the firmest limit
KHQR was built to make paying anyone, anywhere, as easy as pointing a camera. For gambling, that ease removes every natural pause. Put the pause back yourself. Decide the month's budget in riel or dollars before the month starts, set it as a deposit limit in the casino account, and keep one personal rule: no second code in the same evening. If you notice deposits creeping into the late hours, or coming from money meant for something else, the scanner is doing exactly what it was designed to do — the decision to stop has to come from you or from the account settings.
Your bank app's history shows every KHQR payment with its payee, which makes a monthly review easy. Add up what went to the casino and compare it with your plan. If you are covering deposits with borrowed money, see the responsible gambling page for TPO Cambodia's clinic and the Gambling Therapy service.
The set of methods and the limits depend on your account — check in the cashier. Bakong and KHQR are run by the National Bank of Cambodia; this site is independent and not connected to it.